Comment

Comment by Jean Mejia on March 23, 2009 at 3:09pm

Hello All!

I am looking for a virtual assistant that has a niche in cold calling. Let me know if you are interested!

Comment by Gail Nowacky on March 11, 2009 at 9:48am

ps our website is www.teamgail.com

Comment by Gail Nowacky on March 11, 2009 at 9:47am

Please feel free to check with me if you have over flow. You can review all of the resources and our expertise on my website. We are a team of professionals including paralegals, financial planners, wealth and asset advisors, event planners, CPAs, bookkeepers, web masters, nurses and insurance executives. Our skills are all encompassing. All members have been tested and have all applicable state licenses, have extensive background and knowledge in their fields and are highly proficient.

Comment by Denise Griffitts on February 20, 2009 at 10:19pm

I am looking for somebody who has strong PowerPoint skills. If you are skillful and creative in PowerPoint I would love to hear from you.

Denise

Comment by Gail Nowacky on February 10, 2009 at 1:26pm

Despite the high (or low) cost with liability insurance you make one claim and the premiums significantly increase or they drop you altogether. SO that $7500 flight I may have messed up results in the E&O carrier paying the claim (after MONTHS of fighting it I might add!) and then they increase my premiums to an amount that can not be managed.

I don't have any answers to this but I can tell you that this has happened to me.

I look for protections in my contracts with clients. Altho they may not like to pay for my errors I can only do so much and will make right by them to the nth degree. My reputation is at stake as is my relationships with my clients. Likewise, I would never jeopardize a long standing account due to my error. If I have to pay up $7500 I need to look at the value of the account in the long run.

no easy answers for sure.

Comment by Nickey Hollenbach on January 8, 2009 at 6:14pm

I wonder why I only pay $200+ for a $1 million policy? I'm with Allstate. Did you check them?

Comment by Diane Hess on January 7, 2009 at 3:41pm

Hi All -

I've inquired about obtaining professional liability insurance with 4 companies and only 1 returned a call with a price. If you want to cover all of your service, you are looking at paying $1,500 a year. For $600 a year - bookkeeping services.

Comment by Susi Schuele on December 22, 2008 at 11:38am

I just thought I'd throw my .02 in on this discussion. I agree with Nicky because let's face it, a lot of us won't "need" our health insurance, life insurance or car insurance because we all hope that we will stay well, not die in a tragic accident or have a bad car accident. But we would not DREAM of going without that insurance. And that's exactly what this is - it's insurance to protect yourself. And IMHO (in my humble opinion), a must for any business owner.

Comment by Carol L. Hebach on December 22, 2008 at 11:16am

Thanks for the clarification, Diane ...

Comment by Diane Hess on December 22, 2008 at 11:14am

Ok Ladies – I’ve inquired with my advisor (who is a Financial Advisor for Large Corporations and a long term client of mine) and he has advised me that what Nicky has kindly shared with us is true especially if we are providing accounting services. It does not matter if you are providing the service for an entrepreneur, small business owner, or a large corporation. You need to protect your assets.
Now Carol – I would say by reading your post that you are looking at this differently. You are approaching it not as a business to business relationship rather a freelance contractor to business relationship. In the later relationship, I would agree it is up to the corporation “providing” you’ve signed a legal document of releasing you of such. BUT even then, you could get caught into a nasty dispute and be sued.
I believed that having an LLC was enough plus a contract that states who is liable for what but according to my advisor this may not hold any clout in a court of law if I am being sued for an accounting error that causes a business the loss of clients and such. This advisor has been in business much longer than I and I trust what he has to say. All it can take is one bad apple to wake you up.

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